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I’m sorry you feel patronized, that wasn’t my intent. It seemed like you were just really ignorant, I didn’t realize you were pretending not to understand. Now I don’t understand how you pretending to be ignorant brings a semblance of reality to anything, that seems very counterintuitive to me.

In a democracy it is possible to democratically elect an anti-democratic leader. It’s one of the ironies and paradoxes of democratic political systems. I think if you study history some more the world should start making more sense for you.

That has not been my experience of France. Maybe its just me but almost everyone I met in Paris was friendly and many spoke English at least a little. I had some wild nights getting trashed and riding the Metro all over, no one gave me any shit for speaking English anywhere I went. I wouldn’t try to live there without at least a basic understanding of the language but as an English speaking visitor it was perfectly fine and I found the random Parisians I met to generally be cool people and not at all like their reputation.

Intel could have conceivably competed with them there too. If they were still a competent business and not in a crisis of mismanagement. Its amazing how much better AMD is managed compared to Intel.

That is the downside, FZROX is only available to Fidelity customers. There’s also a potential risk it won’t track total market performance as well as predicted because one of the ways they keep the expense ratio at zero is by only purchasing what is supposed to be an equivalent subset of the total market to keep their transaction costs down. I don’t remember the specifics but I think they leave out lots of tiny companies and its not a significant risk because they couldn’t actually move the needle one way or the other.

If you have an account with Fidelity, FZROX should be a better choice than VTI. Unless you enjoy investing or want to really get into it, either do a target date fund for the easiest and lowest risk, or a total market fund like VTI, or an S&P500 fund like VOO. You really don’t need to overcomplicate beyond that, except to potentially start buying bonds when you are nearing retirement if you didn’t choose a target date fund.

What specifically are you invested in? That chart doesn’t look right if you are investing as you describe.

When restaurants have booth seating where you can feel the person in the booth behind you moving around in their seat.

That logic doesn’t work because the official duties of the VP are both narrow and distinct from the President. Its not obvious that legal powers confer from the President to the Vice President in any way except under predefined circumstances. The VP would need to wait until those circumstances occurred, for example if the President was sedated for a medical procedure, and then do the official act while they have the actual powers of the Presidency behind them.

Sometimes yes, and I tend to get deja vu very often, occasionally its even recursive where I’m having deja vu of having deja vu.

If you are talking about federal income taxes, they are actually progressive. The vast majority of the money collected comes from the top 50%, the 1% pays something like 25% of the total just by themselves. Its why Republicans and billionaires bitch about it so much and want to eliminate the federal income tax. In reality poor people are mostly impacted by sales taxes, and that’s because of the basic economics involved that make sales taxes inherently regressive.

There’s law firms that specialize in this sort of thing. If you remember the Panama Papers from a few years ago, those were internal documents from one of these firms. Banks don’t catch on because they like making money and pretending its not happening is often more profitable than calling the cops.

If it keeps getting hotter and the storms keep getting worse, we will find out. At the very least, property prices anywhere still liveable will likely become even more unaffordable.

People have been trying to make modular housing work for awhile, with limited success. For various reasons, it’s a lot more challenging than it seems like it should be. One of the problems is that the US doesn’t really have a single national regulatory regime for building codes, they are mostly local and regional. You can’t really design a house that works everywhere so the economics are a lot different than selling something like a car or a washing machine.

The passkey on your phone stopped working when you set one up on your laptop? I would expect the site to allow one per device instead of one per account.

Yes, if friends. Unless they are repeating themselves, I’m going to be interested at least a little. Coworkers, no. I’ll be polite and sympathetic but if it is not related to work I am unlikely to be interested and will try to bring the conversation back to work topics or end the conversation as soon as I can without being rude. Randos, maybe but probably not. I’ve met lots of interesting people and am always kind of interested in hearing about the human experience from anyone who want to share theirs, but really I think I got too old or jaded for that. I avoid interacting with random strangers if its a choice now, and am always at least a little skeptical of whatever bullshit someone I don’t know has to say to me. I try not to be rude expressing my disinterest but I will be if it feels appropriate or necessary.

Yes, I’ve encountered a few people like this. Also, no one has ever heard of Archaea.

I think part of the problem, at least for me, is the horrible color temp most headlights use now. They are like 6500k hard white light instead of something less harsh like around 3500k that is much easier on the eyes. I think the only criteria they care about when selecting LEDs is maximum brightness so this is what we get.

Almost certainly it was explosives. Mossad very likely designed a functioning pager that contains explosives but looks identical to the original pagers and this is effectively a supply chain attack.