You are very much a consequence of their actions, and to not acknowledge the duty of care that brings is neglect, in it’s way.

If you were to breed puppies and then cast them out onto the street to fend for themselves, or stop feeding them, as soon as you were bored of them that would be considered cruel.

I actually agree with you that they do not owe you their money, but that comes from my privilege of being able to survive comfortably without it.

It seems that our position in this particular argument is mainly supported by our own positions in life, so your mileage may vary on this one!